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Payment Methods

Affirm

Split a purchase into monthly payments.

Step-by-step guide

How to Pay with Affirm

Affirm lets you split a purchase into scheduled monthly payments. Note that Affirm is only available on mobile and is offered through Apple Pay.

Steps

  1. At checkout, select Apple Pay.

Lumino checkout with Apple Pay

  1. In the Apple Pay sheet, tap the payment method row and choose Affirm.

Choosing Affirm in the Apple Pay payment method list

  1. Pick a payment plan. Each option shows the monthly payment, total interest, and amount due today — a longer term means a lower monthly payment but more total interest.

Choosing an Affirm payment plan

  1. Tap Choose this plan, review the details, agree to the disclosures, and confirm your order.

Reviewing the Affirm payment plan before confirming